I’ve been blogging for 3 months or so, now. I’ve been back in the US for a whole financial quarter. Time for an in-depth assessment, methinks.
Section 1 Registrant’s Business and Operations
Item 1.01 Entry into a Material Definitive Agreement
- I signed a lease on a small but sufficient apartment in a great location. I love my place. My stuff fits, with room to spare, surprisingly.
- The crotchety older lady next door slid a computer-printed nastygram under my door just after completing my last furniture assembly from IKEA just after I moved in. I responded with kindness to the letter, and have seen no effort from her to become friends or even amiable. She pounded on the wall once, demonstrating her territorial and primal reaction to challenge of her alpha status. Since she couldn’t be a decent human being and talk to me or call/text me on my mobile #, which I left in my response to her letter, I filed a complaint against her for pounding on the walls. I had the volume turned up on a good TV show, cause the actors were mumbling. It was temporary and she was unnecessary. Diana 1, Crotchety neighbor 0. Otherwise, upstairs neighbors are not elephants – most recent hypothesis is they are monkeys and hang from a jungle gym hung on the ceiling, as I never hear footsteps above. Much appreciated.
Item 1.02 Termination of a Material Definitive Agreement
- I’ve not quit anything yet. I love my view. It can be quite loud overlooking Market Street, especially during warmer summer evenings when you have to leave the windows open for fresh air. No plans to terminate living here any time soon, though. I’m looking forward to the rainy season and cooler temperatures as autumn approaches.
Section 2 Financial Information
Item 2.01 Completion of Acquisition or Disposition of Assets
- I acquired lots of new stuff for the apartment, my favorite being a new sofa, the most important feature of which is that it is not from IKEA. It’s upholstered in coffee-colored velvet and is so comfortable.
- I’m still not 100% moved in as I still left some boxes with a friend who has yet to get them out of storage. I still don’t have my Krups combination espresso and timer coffee machine, which makes me sad inside. Reacquisition is hoped for soon, but there’s not much I can do about it til said friend makes it a priority, no point nagging her.
- Also, I’m considering selling/getting rid of the papasan I’ve had since the early 2000’s. I may have to get a matching armchair to go with my luxurious couch… growing up and the furniture is coming with me.
Item 2.02 Results of Operations and Financial Condition
- Given the amount of stuff I brought back with me from Australia, I didn’t break the bank in furnishing my new apartment. Cash flows have been smooth, mostly because paychecks here come 2 times a month, instead of the monthly paychecks in Australia. Overall status is comfortable and not adding to stress. Strong quarter of performance at work, as well, earning some positive feedback already for the two non-profit jobs I’m managing at the moment.
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
- Not applicable. I’m allergic to commitment and have no off-balance sheet commitments (except to watching Season 3 of Orange is the New Black the second it’s released on Netflix.) But, if the right girl asked me…
Item 2.04 Material Impairments
- I’ve had a few impaired nights. Nothing too damaging, though.
- I also seem to have caught a little case of the smitten kittens. I’ve had a houseguest for the past month from abroad, which is the first chance I’ve gotten to really test out having a guest stay over in the new apartment.
- Getting to know someone new who has a lot in common with you by living together fairly soon after meeting in person really introduces you to a genuine person. I’m cautiously optimistic and have tried to dedicate a lot of attention to her while she is here. Liking someone can definitely impair your judgment, but I try not to let it. I’m generally happy these days. That is, until she has to leave at the end of September. I’ll be inconsolable and my best friend (who let me shave her head into a Mohawk last night) will be long gone on a 3-week trip in the Grand Canyon.
- Looks like I’ll be due for a friend-tervention somewhere around early to mid-October without my two of my favorite people around.
Section 3 Securities and Trading Markets
Item 3.01 Material Modifications to my Investment Portfolio
- The last three months, owning Apple stock has really paid off for me. I luckily got it for around $79/share, in 2009, before the first iPad ever hit the market in 2010. With the announcements in early September driving consumer demand and renewing faith in the CEO since the passing of Steve Jobs, and the stock split also driving up consumer demand of the stock itself, I’m sitting pretty. Thanks, Apple.
- I also reacquired Netflix stock. I owned it once, for about 18 months after it IPO’ed and went down, I bought it at a low and sold for a mild gain. I decided I loved my wifi and my instant streaming subscription for $7.99 per month that Netflix was really doing right by its consumers. There, you have my independent financial advice – invest in companies that leave you happy as a consumer. That’s a derivation of Warren Buffet’s “invest in what you know” strategy. If you don’t understand it, don’t use it, and don’t buy it, you probably shouldn’t be holding its stock.
Section 4 Matters Related to Accountants and Financial Statements
Item 4.01 Changes in Registrant’s Certifying Accountant
- All past-due bonuses and relocation allowances were paid, my Australia 457b visa was cancelled, and my accumulated superannuation (retirement savings money) has been deposited in my Australian checking account.
- My final tax return in Australia was the 2014 return and my refund was deposited into my account this week, which means no more having to deal with foreign income tax and getting taken advantage of internationally.
- Final task: convince National Australia Bank that they’ll never have me as a customer again and there is nothing they can do about it (except maybe waive the wire transfer fee before I move it to the US and close my accounts.) I’m quite happy to be back to one country’s banking system, and taxation system, for the time being. Nothing personal, NAB.
Section 5 Corporate Governance and Management
Item 5.01 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
- I have been very successful in my attempts to be a weekday vegetarian (see previous blog post here – don’t have a cow). My new law of meat allowed only from Friday afternoon to Sunday evening has actually resulted in fewer calories per meal, as well as higher energy levels at midday. I look forward to weekends and don’t feel guilty about having meat on weekends, and I still consume less meat on weekends, because I don’t buy and eat a whole pack of bacon or sausage, I have one serving if I eat out.
- This has also resulted, along with keeping up gym visits, in a loss of weight. Since I put on a lot of muscle the last year, I’ve switched gears to fat loss now that I have that base muscle to burn it. I’ve purposely cut back on weights at the gym, and have tried to do more cardio. It’s helping, but I’m also reaching a point where I need to do some maintenance on the muscle so I don’t lose it. The gym horizon is constantly changing, and that is a good thing.
Item 6.01 Conclusion
- All in all, I’ve had a good first three months landing back on my feet. I’m alive, resilient, and comfortable. My work schedule for the near future is somewhat unknown; schedules are being adjusted and needs are being created and filled. I’m optimistic about what the next quarter holds and hope to report good tidings around the holidays. Best to you and yours, dear reader.